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  #1   IP: 86.171.180.242
Old 22-01-2013, 03:02 PM
pond digger pond digger is offline
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Default Best Bank

So can anyone recommend a bank that's good with small business. I'm with Barclays at the moment but they don't seem bothered about doing business with me, in spite of the fact I've been a loyal customer for over 20 yrs and have a clean financial record.
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Old 22-01-2013, 07:28 PM
strott strott is offline
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Default Re: Best Bank

Are you a member of the Federation of Small Businesses? Allows you to get free business banking with the co-op.

I am with the Co-op and have found them to be very good so far.
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Old 22-01-2013, 08:17 PM
bob bob is offline
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Default Re: Best Bank

I never found banks to helpful they always want to lend you money at the height of a boom the time when you have to pay a high price for anything and when you should be selling and not buying.When you should be buying when things have hit the bottom they wont lend to you.
When I bought my plot of land in early eightys my bank said no but they did say I could borrow the same amount that I wanted to buy a new car ,so I went to the bank across the road with my books and they agreed but I did not like there set up fees so went back to own bank and told them that I could have the money from competition but I would have to move my account to them. Suddenly I could have the money no set up fee no grantees nothing.
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Old 23-01-2013, 06:59 AM
glinton glinton is offline
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Default Re: Best Bank

I approached Clydesdale Bank nearly 7 years ago when looking to start Promac, can honestly say they have been brilliant, very supportive, forward thinking even when things were / are tough. they don't have traditional branches, allowing costs to be kept down and thus have a dedicated team on hand by phone and e mail to support you.
Personally, can't speak high enough of them.
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Old 23-01-2013, 07:57 AM
pond digger pond digger is offline
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Default Re: Best Bank

Quote:
Originally Posted by strott View Post
Are you a member of the Federation of Small Businesses? Allows you to get free business banking with the co-op.

I am with the Co-op and have found them to be very good so far.
Hi, No I'm not a member of FSB, I hadn't heard of them before looking on the Co op web site. Co op branch is'nt handy for cash deposits but still might be worth considering.
Thanks
PD
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Old 23-01-2013, 08:33 PM
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mogman mogman is offline
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Default Re: Best Bank

Quote:
Originally Posted by pond digger View Post
Hi, No I'm not a member of FSB, I hadn't heard of them before looking on the Co op web site. Co op branch is'nt handy for cash deposits but still might be worth considering.
Thanks
PD
Don't worry about cash deposits...............soon we won't be aloud to have any

Paul.
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  #7   IP: 86.171.180.242
Old 24-01-2013, 07:51 AM
pond digger pond digger is offline
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Default Re: Best Bank

Quote:
Originally Posted by mogman View Post
Don't worry about cash deposits...............soon we won't be aloud to have any

Paul.
Indeed. I have a fishery business and deal mostly in small amounts of cash.
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Old 24-01-2013, 08:04 AM
pond digger pond digger is offline
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Default Re: Best Bank

Quote:
Originally Posted by glinton View Post
I approached Clydesdale Bank nearly 7 years ago when looking to start Promac, can honestly say they have been brilliant, very supportive, forward thinking even when things were / are tough. they don't have traditional branches, allowing costs to be kept down and thus have a dedicated team on hand by phone and e mail to support you.
Personally, can't speak high enough of them.
It's good to hear some praise for a bank.
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Old 24-01-2013, 09:09 AM
Guest1 Guest1 is offline
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Default Re: Best Bank

Quote:
Originally Posted by mogman View Post
Don't worry about cash deposits...............soon we won't be aloud to have any

Paul.
There's too much fiddling high up to ban cash Paul......it won't happen while ever the politicians remain bent as butchers meat hooks.
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Old 24-01-2013, 11:36 AM
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Traxcavator. Traxcavator. is offline
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Default Re: Best Bank

Having no cash won't work full stop. Think of some of the pitfalls.
Kid goes to shop to by a quids worth of sweets, with a debit card ?
Slots for cards in everything that you put coins into ?
Small private purchases, like a few quid up to a few hundred or more would mean you have to go away and process payment into the vendors account.

How many can you think of.
Having no cash could help stamp out drug dealing and theft of course,
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